Neon Bank review – 10 CHF Bonus + Free Mastercard in January 2023

neon-free plans and pricing

First Debit MasterCard

neon-free is the free plan that includes a free MasterCard. But neon charge 10 CHF for the first delivery of the card or get it Free with the code: FR4FYL

Cash withdrawal in Switzerland in CHF

2 free cash withdrawal per month at any Bancomat in Switzerland. Further withdrawal are charged 2 CHF.

Cash withdrawal in Switzerland in EUR

There is a fee of 5 CHF for each cash withdrawal in EUR in Switzerland.

Cash withdrawal in other countries in EUR

There is a fee of 1.5% for each cash withdrawal abroad at any ATM

Domestic IBAN transfers in EUR

1.5% exchange rate surcharge

International transfers

neon-free has partnered with Wise (TransferWise) for SEPA and SWIFT international transfers.

neon does not apply surcharge on the interbank rate, but they re-invoice the Wise fees between 0.8% and 1.7% (clearly displayed when initiating the transfer).

Balance above 500,000 CHF

Negative interest of 0.8% are applied on a balance above 500,000 CHF

Carte replacement

Card replacement is charged 20 CHF.

neon-green plans and pricing

neon-green is the “premium” offers of neon that is charged 5 CHF/month.

From a fee perspective, the only difference is that the delivery fee of the 1st Mastercard is free (instead of 10 CHF).

All other fees are the same

Access the complete neon price list on their website.