Neon Bank (neon free) review – 10 CHF Bonus + Free Mastercard in February 2022
Account opening | 8 |
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Usability | 9 |
Features | 9 |
Credit Card | 8 |
Plans & Pricing | 9 |
Speed | 8 |
Customer Service | 8 |
Receive 10 CHF when opening your Neon account with the code FR4FYL in February 2022
neon (or neon-free) is a swiss neobank allowing swiss residents to open a mobile bank account and benefit from services offered by the bank from a mobile application.
The account opening is entirely done through the mobile app

Description
neon-free bank account
neon-free now offer 2 plans for their mobile bank account
- neon free : the Free account
- neon green : 5 CHF/month
- Free bank account
- Free payments in CHF in Switzerland
- Free Debit MasterCard
Fees are displayed in CHF
neon-free plans and pricing
First Debit MasterCard
neon-free is the free plan that includes a free MasterCard. But neon charge 10 CHF for the first delivery of the card or get it Free with the code: FR4FYL
Cash withdrawal in Switzerland in CHF
2 free cash withdrawal per month at any Bancomat in Switzerland. Further withdrawal are charged 2 CHF.
Cash withdrawal in Switzerland in EUR
There is a fee of 5 CHF for each cash withdrawal in EUR in Switzerland.
Cash withdrawal in other countries in EUR
There is a fee of 1.5% for each cash withdrawal abroad at any ATM
Domestic IBAN transfers in EUR
1.5% exchange rate surcharge
International transfers
neon-free has partnered with Wise (TransferWise) for SEPA and SWIFT international transfers.
neon does not apply surcharge on the interbank rate, but they re-invoice the Wise fees between 0.8% and 1.7% (clearly displayed when initiating the transfer).
Balance above 500,000 CHF
Negative interest of 0.8% are applied on a balance above 500,000 CHF
Carte replacement
Card replacement is charged 20 CHF.
neon-green plans and pricing
neon-green is the “premium” offers of neon that is charged 5 CHF/month.
From a fee perspective, the only difference is that the delivery fee of the 1st Mastercard is free (instead of 10 CHF).
All other fees are the same
Access the complete neon price list on their website.
Additional information
Specification: Neon Bank (neon free) review – 10 CHF Bonus + Free Mastercard in February 2022
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