List of SEPA countries in 2024

We often refer to SEPA countries in our articles, so it seems necessary to recall the list of countries that participate in the SEPA system.

SEPA stands for Single Euro Payments Area, and SEPA Money Transfer is an initiative of European Union countries and governments that simplifies bank transfers denominated in EUR.

In 2024, SEPA has 36 Member States: Germany, Austria, Belgium, Great Britain, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Republic Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovenia, Slovakia, Spain and Sweden, the 3 EEA countries Norway, Liechtenstein, Iceland , as well as Switzerland and Monaco.

Most SEPA payments are settled the next day and since 2017 banks have implemented Instant SEPA, which allows payments up to EUR 15,000 to be made within 10 seconds.

List of SEPA countries in EUR in 2024

Here is a list of countries in the SEPA zone that use the euro as their main currency.

CountryIBAN/BIC code
AndorraAD
AustriaAT
BelgiumBE
MonacoCM
CyprusCY
EstoniaEE
Spain & Canary IslandsES
Finland & Aland IslandsFI
FranceFR
GreeceGR
CroatiaHR
IrelandIE
GibraltarIM
ItalyIT
LithuaniaLT
LuxemburgLU
LatviaLV
MaltaMT
The NetherlandsNL
GermanyOF
Portugal & Azores & MadeiraPT
SlovakiaSK
San MarinoSM
SloveniaSO

List of SEPA countries outside the EURO zone in 2024

Several countries are members of the SEPA system but do not use the euro in local currency nor are they members of the European community, such as Switzerland and United Kingdom for example:

Country IBAN/BIC code Currency Code
Bulgaria BG BGN
Czech Republic CZ CZK
Denmark DK DKK
Gibraltar IM GIP
Hungary HU HUF
Iceland IS ISK
Liechtenstein LI CHF
Norway NO NOK
Poland PL PLN
Romania OR RON
Sweden SE SEK
Switzerland CH CHF
United Kingdom UK GBP

We will be happy to hear your thoughts

Leave a reply

18 − four =

The Best Neobanks in Switzerland
Logo
Compare items
  • Total (0)
Compare
0
Shopping cart