Some large Swiss banks offer free private bank accounts. But the opening process usually requires that your visit a branch or send documents by post. With the launch of new neobanks in Switzerland, it is now possible to open a free Swiss bank account remotely in 15 minutes.
Here is our comparison of Swiss banks and neobanks offering free private accounts
The accounts reviewed in this article are private accounts and current accounts for no monthly fee. The bank account opening are free and they usually come with a free Debit card.
Neobanks offering free accounts in Switzerland in 2023
The neobanks below are based in Switzerland, the accounts come with a Swiss IBAN starting with CH. The opening of an account is free and done from your smartphone using a mobile application. That means that you can open a free Swiss bank account in 15 minutes.
You only need to show your passeport or ID card, no need for appointment or visit at the branch.
| 1 |  Yuh Bank | Yuh Account opening : free Account maintenance : free e-Banking : free Mastercard Debit card: free > Yuh review | 0.75 % | yuh.com Bonus code: YUHNEO 50 CHF Trading Credits + 5 CHF |
| 2 |  Neon Bank | neon-free Account opening : free Account maintenance : free e-Banking : free Mastercard Debit card: free > Our neon review | 0.4 % | neon-free.ch Bonus code: FR4FYL 10 CHF free |
| 3 |  ZAK - Bank Cler | ZAK Account opening : free Account maintenance : free e-Banking : free Visa Debit card : free > Zak review | 0.3 % | cler.ch Bonus code: NEOZAK 50 CHF free |
| 4 |  Yapeal Bank | Yapeal Account opening : free Account maintenance : free e-Banking : free Visa Debit card: 7 CHF > Yapeal review | 0 % | yapeal.ch Bonus code: YAPS311WZ4WL 3 months free |
| 5 |  CSX Bank | CSX Account opening : free Account maintenance : free e-Banking : free Mastercard Debit card: free > CSX review | 0 % | yapeal.ch Bonus code : PA7840 25 CHF free |
Banks offering free accounts in Switzerland in 2023
These high-street banks do not allow you to open a Swiss bank account in 15 minutes. You either need to visit a local branch or send back documents by post.
But they do offer free private and current account in Switzerland.
| Ranking | Bank | Account | Interest rate | Link to offer |
|---|---|---|---|---|
| 1 |  Migros Bank | Compte Premium Account opening: Free Account maintenance: Free e-Banking: Free Maestro card: Free | 0 % | migros.ch |
| 2 |  Baloise Bank Soba | Paiement Basic Account opening: Free Account maintenance: Free e-Banking: Free Maestro card: 30 CHF/year | 0 % | baloise.ch |
| 3 |  Banque Cantonale de Fribourg | Compte salaire Account opening: Free Account maintenance: Free e-Banking: Free Maestro card: 30 CHF/year | 0 % | bcf.ch |
