How to open a Free Swiss Bank account, in 15 minutes in 2024

Some large Swiss banks offer free private bank accounts. But the opening process usually requires that your visit a branch or send documents by post. With the launch of new neobanks in Switzerland, it is now possible to open a free Swiss bank account remotely in 15 minutes.

Here is our comparison of Swiss banks and neobanks offering free private accounts

The accounts reviewed in this article are private accounts and current accounts for no monthly fee. The bank account opening are free and they usually come with a free Debit card.

Neobanks offering free accounts in Switzerland in 2024

The neobanks below are based in Switzerland, the accounts come with a Swiss IBAN starting with CH. The opening of an account is free and done from your smartphone using a mobile application. That means that you can open a free Swiss bank account in 15 minutes.

You only need to show your passeport or ID card, no need for appointment or visit at the branch.

1
Yuh Bank

Yuh Bank

Yuh
Account opening : free
Account maintenance : free
e-Banking : free
Mastercard Debit card: free
> Yuh review
yuh.com

Bonus code: YUHNEO
50 CHF Trading Credits + 5 CHF
2
Neon Bank

Neon Bank

neon-free
Account opening : free
Account maintenance : free
e-Banking : free
Mastercard Debit card: free
> Our neon review
neon-free.ch

Bonus code: NEONEO
10 CHF free
3
ZAK - Bank Cler

ZAK - Bank Cler

ZAK
Account opening : free
Account maintenance : free
e-Banking : free
Visa Debit card : free
> Zak review
cler.ch

Bonus code: NEOZAK
50 CHF free
4
Radicant Bank

Radicant Bank

Radicant Bank
Account opening : free
Account maintenance : free
e-Banking : free
Visa Debit card : free
> Radicant review
radicant.com

Bonus code: 20b2e4
5 CHF free
5
Yapeal Bank

Yapeal Bank

Yapeal
Account opening : free
Account maintenance : free
e-Banking : free
Visa Debit card: 7 CHF
> Yapeal review
yapeal.ch

Bonus code: YAPS311WZ4WL
3 months free

Banks offering free accounts in Switzerland in 2024

These high-street banks do not allow you to open a Swiss bank account in 15 minutes. You either need to visit a local branch or send back documents by post.

But they do offer free private and current account in Switzerland.

RankingBankAccountLink to offer
1
Migros Bank

Migros Bank

Premium Account
Account opening: Free
Account maintenance: Free
e-Banking: Free
Maestro card: Free
migros.ch
2
Baloise Bank Soba

Baloise Bank Soba

Basic Payment
Account opening: Free
Account maintenance: Free
e-Banking: Free
Maestro card: 30 CHF/year
baloise.ch
3
Banque Cantonale de Fribourg

Banque Cantonale de Fribourg

Salary Account
Account opening: Free
Account maintenance: Free
e-Banking: Free
Maestro card: 30 CHF/year
bcf.ch

 

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The Best Neobanks in Switzerland
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