Neobanks, Mobile Banks, Digital Banks
Neobanks in Switzerland - The Ultimate Guide
Tests, Reviews, Comparisons, Prices, Promo codes
The Best Neobanks & Mobile Bankings Apps in Switzerland in 2023
Which is the best neobank for travel? Read our Yuh vs Revolut and Neon vs Revolut reviews
Yuh Promo code: Get 50 CHF Trading Credit + 250 SWQ (about 4 CHF) with the promo code YUHNEO when opening your Yuh bank account.
Yuh Bank is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
More details +
PROS:
- Free account
- Free MasterCard
- IBAN in CH
- Account in CHF and EUR
- Free SEPA transfers
- TWINT
- Created by Created by PostFinance and Swissquote
CONS:
- Higher stock exchange fees than Flowbank
Neon Bank Promo code: Receive 10 CHF + FREE Debit Card (10 CHF value) when opening your Neon account with the promo code FR4FYL
This is a total value of 20 CHF, since you get 10 CHF in cash on your account and save 10 CHF for the Debit card 🙌
neon (or neon-free) is a swiss neobank allowing swiss residents to open a mobile bank account and benefit from services offered by the bank from a mobile application.
The account opening is entirely done through the mobile app.
★★★★★
More details +
PROS:
- Free account
- Free MasterCard
- eBill
- Twint
CONS:
- Only in CHF
- Fee on SEPA payments
- Only for Swiss residents
Zak Bank Promo code: Get CHF 50 Free with the promo code NEOZAKÂ when opening your Zak accountÂ
Zak by Bank Cler is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
More details +
PROS:
- Fast account opening
- Free bank acount
- Free Visa Debit
- Shared spaces
- Invoice scan
- Fast transactions
CONS:
- No Chat support (bot)
- Account in CHF only
- Swiss residents only
CSX Promo code: Get 25 CHF Free when opening an account with CSX using the promo code PA7840
CSX by Crédit Suisse is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
It includes a free Debit Mastercard.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
More details +
PROS:
- Free account
- Free MasterCard
- IBAN in CH
- Belongs to Credit Suisse
CONS:
- Only in CHF
- Not competitive overseas
Yapeal Promo code: Get CHF 30 Free when opening a Yapeal account with the promo code YAPS311WZ4WL
Yapeal is a Swiss neobank that allows Swiss residents and foreigners from neighbouring coutries to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
More details +
PROS:
- Free Visa card
- Free payments abroad
CONS:
- Only in CHF
- Free account too limited
- Paid withdrawals
FlowBank is a Swiss online bank (neobank) that allows you to open a free multi-currency bank account and benefit from trading services. strong> offered by the bank via a mobile application.
Account opening is quick and easy, with identity verification performed directly in the mobile app.
★★★★★
More details +
PROS:
- Fast account opening
- Free account
- Ergonomic app
- Customer service
CONS:
- This is not a private account
- No CH IBAN
- No debit card
- ETF prices more expensive than SwissQuote
Revolut is a neobank based in the UK that allows Swiss residents to open a multi-currency account d’ouvrir un compte mobile multi-devises and benefit from services offered by the bank.
The Standard account is free and suitable for occasional use.
The mobile application is free, as well as the Debit card. Revolut offers very competitive exchange rates and is an ideal solution for travel.
★★★★★
More details +
PROS:
- Fast account opening
- Free multi-currency account
- Excellent user interface
- Excellent exchange rates
CONS:
- Bank transfers up to 5 days
- Average customer service
- Fees increase frequently
Wise Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application.
Wise also offers a free Debit MasterCard attached to the multi-currency account.
The opening of the bank account is fast and easy.
★★★★★
More details +
N26 is a german neobank that allows Swiss residents to open a mobile bank account in EUR and benefit from services offered by the bank.
The mobile bank account is free, as well as the virtual MasterCard. N26 offers very competitive exchange rates, making the neobank an ideal solution for travelling.
★★★★★
More details +
PROS:
- Fast account opening
- Free account
- Free virtual card
- Excellent user interface
- Excellent exchange rates
- Customer service by Chat
CONS:
- Account in EUR only
- Prices increase frequently
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Some neobanks give you cash when you sign up
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