Neobanks, Mobile Banks, Digital Banks
Neobanks in Switzerland - The Ultimate Guide
Tests, Reviews, Comparisons, Prices, Promo codes
The Best Neobanks in Switzerland in September 2024
Which is the best neobank for travel? Read our Yuh vs Revolut and Neon vs Revolut reviews
Receive 50 CHF in Trading Credits + 4 CHF (250 SWQ) using the promo code YUHNEO when you open an account with Yuh .
Yuh Bank is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
It takesΒ only 15 minutes to open a Yapeal bank account using the app.
★★★★★
More details +
Account opening
8
Usability
9
Features
8
Credit Card
9
Plans & Pricing
9
Speed
9
Customer Service
8
PROS:
- Free account
- Free MasterCard
- IBAN in CH
- Account in CHF and EUR
- Free SEPA transfers
- TWINT
- Created by Created by PostFinance and Swissquote
CONS:
- 0.95% exchange fee
Receive 30 CHF cashback on the fees of your first 3 trades + a free debit card with the promo code NEONEO when you open your Neon Bank account.
neon (or neon-free) is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank through a mobile application.
It takes less than 10 minutes to open a Neon account using the mobile app.
★★★★★
More details +
Account opening
8
Usability
9
Features
8
Credit Card
8
Plans & Pricing
9
Speed
9
Customer Service
8
PROS:
- Free account
- IBAN CH
- Free MasterCard
- eBill
- Twint
- Free payments abroad
CONS:
- Only in CHF
- Fee on SEPA payments
- Only for Swiss residents
Receive 150 CHF plus a sleek Metal Visa card using the promo code ALPNEO when you open your free Alpian bank account.
A deposit of 500 CHF is needed to benefit from this exclusive offer.
Alpian is a digital private bank (neobank) that allows Swiss residents to open a free mobile account and benefit from the personalized services offered via a mobile application.
It only takes 8 minutes to open an Alpian bank account using the mobile app.
★★★★★
More details +
Account opening
9
Usability
9
Features
6
Credit Card
9
Plans & Pricing
7
Speed
9
Customer Service
9
PROS:
- Free account
- Free Metal VISA card
- IBAN in CH
- Account in CHF, EUR, USD and GBP
- Free SEPA transfers
CONS:
- No eBill
- TWINT Prepaid
- Mandate fee of 0.75% per year
Receive 50 CHFΒ using the promo code NEOZAKΒ when your open your Zak bank account.
Zak by Bank Cler is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
It takes less than 10 minutes to open a Zak Bank account using the app.
★★★★★
More details +
Account opening
8
Usability
7
Features
8
Credit Card
8
Plans & Pricing
8
Speed
10
Customer Service
8
PROS:
- Fast account opening
- Free bank acount
- Free Visa Debit
- Shared spaces
- Invoice scan
- Fast transactions
CONS:
- No Chat support (bot)
- Account in CHF only
- Swiss residents only
Radicant Promo code: Get 5 CHF Free with the promo code 20b2e4Β when opening your Radicant bank account.
Radicant Bank is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
More details +
Account opening
8
Usability
8
Features
7
Credit Card
9
Plans & Pricing
7
Speed
9
Customer Service
8
PROS:
- Free virtual VISA card
- IBAN in CH
- Account in CHF
- TWINT
- eBill
CONS:
- No international transfers
Use the promo code PA1289Β to receive 25 CHF when opening a CSX Bank account.
CSX by CrΓ©dit Suisse is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
It includes a free Debit Mastercard.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
More details +
Account opening
8
Usability
7.5
Features
8
Credit Card
8
Plans & Pricing
7
Speed
9
Customer Service
7
PROS:
- Free account
- Free MasterCard
- IBAN in CH
- Belongs to Credit Suisse
CONS:
- Only in CHF
- Not competitive overseas
Revolut is a neobank based in the UK that allows Swiss residents to open a multi-currency accountΒ dβouvrir unΒ compte mobile multi-devises and benefit from services offered by the bank.
The Standard account is free and suitable for occasional use.
The mobile application is free, as well as the Debit card. Revolut offers very competitive exchange rates and is an ideal solution for travel.
★★★★★
More details +
Account opening
10
Usability
9
Features
7
Credit Card
8
Fees
6
Speed
8
Customer Service
6
PROS:
- Fast account opening
- Free multi-currency account
- Excellent user interface
- Excellent exchange rates
CONS:
- Bank transfers up to 5 days
- Average customer service
- Fees increase frequently
N26 is a german neobankΒ that allows Swiss residents to open a mobile bank account in EUR and benefit from services offered by the bank.
The mobile bank account is free, as well as the virtual MasterCard. N26 offers very competitive exchange rates, making the neobank an ideal solution for travelling.
★★★★★
More details +
Account opening
10
Usability
9
Features
7
Credit Card
5
Plans & Pricing
7
Speed
9
Customer Service
7
PROS:
- Fast account opening
- Free account
- Free virtual card
- Excellent user interface
- Excellent exchange rates
- Customer service by Chat
CONS:
- Account in EUR only
- Prices increase frequently
Wise Switzerland is a neobank that allowsΒ Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application.
Wise also offers a free Debit MasterCard attached to the multi-currency account.
The opening of the bank account is fast and easy.
★★★★★
More details +
Account opening
9
Usability
8
Features
6
Credit Card
8
Fees
9
Speed
7
Customer Service
7
Yapeal Promo code: Get CHF 30 Free when opening a Yapeal account with the promo codeΒ YAPS311WZ4WL
Yapeal is a Swiss neobank that allows Swiss residents and foreigners from neighbouring coutriesΒ to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
More details +
Account opening
9
Usability
9
Features
7
Credit Card
8
Plans & Pricing
4
Speed
9
Customer Service
7
PROS:
- Free Visa card
- Free payments abroad
CONS:
- Only in CHF
- Free account too limited
- Paid withdrawals
Reviews of the Swiss Neobanks Trading Platforms
Receive 150 CHF plus a sleek Metal Visa card using the promo code ALPNEO when you open your free Alpian bank account.
A deposit of 500 CHF is needed to benefit from this exclusive offer.
In this article, we review Alpian Investment, the investment platform offered through the Alpian App."
★★★★★
More details +
Features
7
Usability
9
Fees
8
Safety
10
PROS:
- Low entry fee (10,000 CHF)
- Low mandate fees (0.75%/year)
- Simple and intuitive interface
CONS:
- 0.2% exchange fee
- Offer limited to ETFs
- Not suitable for active traders
Receive 50 CHF Trading Credit + 250 SWQ (approx. 4 CHF) using the promo code YUHNEO when you open your Yuh bank account.
In this article, we review Yuh Investment, the investment platform offered through the Yuh App."
★★★★★
More details +
Features
8
Usability
8
Fees
7
Safety
10
PROS:
- Low transaction fees
- No custody fees
- Simple and intuitive interface
- Integration with the Yuh app
- Fractional share purchase
- Automatic savings plans
CONS:
- 0.95% exchange commission
- Limited supply of tradable securities
- No limit orders
- Not suitable for active traders
Receive 30 CHF cashback on the fees of your first 3 trades + a free Debit card with promo code NEONEO when you open your Neon Bank account .
In this article, we review Neon Invest, the investment platform offered through the Neon App.
★★★★★
More details +
Features
6
Usability
8
Fees
8
Safety
10
PROS:
- Low transaction fees (0.5% for Swiss stocks)
- No custody fees
- No currency conversion fees
- Simple and intuitive interface
- Integration with the Neon app
- Good for beginner investors
- Automatic savings plans
CONS:
- Limited supply of tradable securities
- No limit orders
- Cannot buy fractional shares
- Not suitable for active traders
Use our promo codes and referral codes
Some neobanks give you cash when you sign up
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