Neobanks, Mobile Banks, Digital Banks
Neobanks in Switzerland - The Ultimate Guide
Tests, Reviews, Comparisons, Prices, Promo codes

The Best Neobanks & Mobile Bankings Apps in Switzerland in 2023

Which is the best neobank for travel? Read our Yuh vs Revolut and Neon vs Revolut reviews

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Yuh Promo code: Get 50 CHF Trading Credit + 250 SWQ (about 4 CHF) with the promo code YUHNEO when opening your Yuh bank account. Yuh Bank is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
9
Features
8
Credit Card
9
Plans & Pricing
9
Speed
9
Customer Service
8
PROS:
  • Free account
  • Free MasterCard
  • IBAN in CH
  • Account in CHF and EUR
  • Free SEPA transfers
  • TWINT
  • Created by Created by PostFinance and Swissquote
CONS:
  • Higher stock exchange fees than Flowbank
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Neon Bank Promo code: Receive 10 CHF + FREE Debit Card (10 CHF value) when opening your Neon account with the promo code FR4FYL This is a total value of 20 CHF, since you get 10 CHF in cash on your account and save 10 CHF for the Debit card 🙌 neon (or neon-free) is a swiss neobank allowing swiss residents to open a mobile bank account and benefit from services offered by the bank from a mobile application. The account opening is entirely done through the mobile app.
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Account opening
8
Usability
9
Features
8
Credit Card
8
Plans & Pricing
9
Speed
9
Customer Service
8
PROS:
  • Free account
  • Free MasterCard
  • eBill
  • Twint
CONS:
  • Only in CHF
  • Fee on SEPA payments
  • Only for Swiss residents
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Zak Bank Promo code: Get CHF 50 Free with the promo code NEOZAK when opening your Zak account  Zak by Bank Cler is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
7
Features
8
Credit Card
8
Plans & Pricing
8
Speed
10
Customer Service
8
PROS:
  • Fast account opening
  • Free bank acount
  • Free Visa Debit
  • Shared spaces
  • Invoice scan
  • Fast transactions
CONS:
  • No Chat support (bot)
  • Account in CHF only
  • Swiss residents only
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CSX Promo code: Get 25 CHF Free when opening an account with CSX using the promo code PA7840 CSX by Crédit Suisse is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. It includes a free Debit Mastercard. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
7
Features
8
Credit Card
8
Plans & Pricing
8
Speed
9
Customer Service
8
PROS:
  • Free account
  • Free MasterCard
  • IBAN in CH
  • Belongs to Credit Suisse
CONS:
  • Only in CHF
  • Not competitive overseas
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Yapeal Promo code: Get CHF 30 Free when opening a Yapeal account with the promo code YAPS311WZ4WL Yapeal is a Swiss neobank that allows Swiss residents and foreigners from neighbouring coutries to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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YAPS311WZ4WL
Account opening
9
Usability
9
Features
7
Credit Card
8
Plans & Pricing
6
Speed
9
Customer Service
7
PROS:
  • Free Visa card
  • Free payments abroad
CONS:
  • Only in CHF
  • Free account too limited
  • Paid withdrawals
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FlowBank is a Swiss online bank (neobank) that allows you to open a free multi-currency bank account and benefit from trading services. strong> offered by the bank via a mobile application. Account opening is quick and easy, with identity verification performed directly in the mobile app.
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Account opening
7
User experience
7
Features
6
Plans & Pricing
8
Speed
10
Customer service
9
PROS:
  • Fast account opening
  • Free account
  • Ergonomic app
  • Customer service
CONS:
  • This is not a private account
  • No CH IBAN
  • No debit card
  • ETF prices more expensive than SwissQuote
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Revolut is a neobank based in the UK that allows Swiss residents to open a multi-currency account d’ouvrir un compte mobile multi-devises and benefit from services offered by the bank. The Standard account is free and suitable for occasional use. The mobile application is free, as well as the Debit card. Revolut offers very competitive exchange rates and is an ideal solution for travel.
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Account opening
10
Usability
9
Features
7
Credit Card
8
Fees
6
Speed
8
Customer Service
6
PROS:
  • Fast account opening
  • Free multi-currency account
  • Excellent user interface
  • Excellent exchange rates
CONS:
  • Bank transfers up to 5 days
  • Average customer service
  • Fees increase frequently
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Wise Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application. Wise also offers a free Debit MasterCard attached to the multi-currency account. The opening of the bank account is fast and easy.
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Account opening
9
Usability
8
Features
6
Credit Card
8
Fees
9
Speed
7
Customer Service
7
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N26 is a german neobank that allows Swiss residents to open a mobile bank account in EUR and benefit from services offered by the bank. The mobile bank account is free, as well as the virtual MasterCard. N26 offers very competitive exchange rates, making the neobank an ideal solution for travelling.
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corinnea4648
Account opening
10
Usability
9
Features
6
Credit Card
5
Plans & Pricing
7
Speed
9
Customer Service
7
PROS:
  • Fast account opening
  • Free account
  • Free virtual card
  • Excellent user interface
  • Excellent exchange rates
  • Customer service by Chat
CONS:
  • Account in EUR only
  • Prices increase frequently
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NEWS about neobanks in Switzerland

Neobanks & Digital Banks News

Neon Bank launches – neon invest – Comparison of Trading offers in Switzerland

Neon Bank has just launched neon invest: its trading offering which now competes with Yuh ...
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Yuh Bank Interest Rate in October 2023

Like many Swiss banks, Yuh Bank now offers a positive interest rate on your assets. To ...
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Zak TWINT: Is there an app in October 2023?

TWINT with Zak Bank You want to use TWINT with Zak Bank but you cannot find the ZAK ...
Neobanks & Digital Banks News

Revolut Switzerland: TWINT, IBAN and eBill

Revolut is one of the most famous neobanks in Europe, it is particularly well known among ...
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The Best Neobanks in Switzerland
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