Neobanks, Mobile Banks, Digital Banks
Swiss Neobanks - The Ultimate Guide
Tests, Reviews, Comparisons, Prices, Referral codes

The Best Neobanks in Switzerland in 2021

LIMITED OFFER: Zak offers you 50 CHF for the launch of their new Visa Debit card [Code NEOBNK]

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Bank Cler – Zak Bank review – 50 CHF Free until Sep. 30
Receive CHF 50 when opening your Zak account before September 30 with the code NEOBNK  Zak by Bank Cler is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
7
Features
7
Credit Card
10
Plans & Pricing
8
Speed
10
Customer Service
8
PROS:
  • Fast account opening
  • Free bank acount
  • Free Visa Debit
  • Shared spaces
  • Invoice scan
  • Fast transactions
CONS:
  • No Chat support (bot)
  • Account in CHF only
  • Swiss residents only
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Neon Bank (neon free) review – 10 CHF Bonus + Free Mastercard
Receive 10 CHF when opening your Neon account with the code FR4FYL neon (or neon-free) is a swiss neobank allowing swiss residents to open a mobile bank account and benefit from services offered by the bank from a mobile application. The account opening is entirely done through the mobile app
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Account opening
8
Usability
9
Features
9
Credit Card
8
Plans & Pricing
9
Speed
7
Customer Service
8
PROS:
  • Free account
  • Free MasterCard
  • eBill
  • Twint
CONS:
  • Only in CHF
  • Fee on SEPA payments
  • Only for Swiss residents
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N26 Switzlerland review – 30 EUR Free
Receive 30 EUR when opening your N26 account with the code corinnea4648 N26 is a german neobank that allows Swiss residents to open a mobile bank account in EUR and benefit from services offered by the bank. The mobile bank account is free, as well as the virtual MasterCard. N26 offers very competitive exchange rates, making the neobank an ideal solution for travelling.
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corinnea4648
Account opening
10
Usability
9
Features
8
Credit Card
6
Plans & Pricing
7
Speed
9
Customer Service
8
PROS:
  • Fast account opening
  • Free account
  • Free virtual card
  • Excellent user interface
  • Excellent exchange rates
  • Customer service by Chat
CONS:
  • Account in EUR only
  • Prices increase frequently
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Yuh Bank review – 500 SWQ Bonus
Receive 500 SWQ (about 5 CHF) when opening your Yuh bank account with the code we2p08. Yuh Bank is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
9
Features
7
Credit Card
8
Plans & Pricing
8
Speed
9
Customer Service
8
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CSX by Crédit Suisse review
CSX by Crédit Suisse is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. It includes a free Debit Mastercard. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
7
Usability
7
Features
8
Credit Card
8
Plans & Pricing
8
Speed
9
Customer Service
8
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Revolut Switzerland review (2021)
Revolut is a neobank based in the UK that allows Swiss residents to open a multi-currency account d’ouvrir un compte mobile multi-devises and benefit from services offered by the bank. The Standard account is free and suitable for occasional use. The mobile application is free, as well as the Debit card. Revolut offers very competitive exchange rates and is an ideal solution for travel.
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Account opening
10
Usability
9
Features
7
Credit Card
8
Fees
6
Speed
8
Customer Service
6
PROS:
  • Fast account opening
  • Free multi-currency account
  • Excellent user interface
  • Excellent exchange rates
CONS:
  • Bank transfers up to 5 days
  • Average customer service
  • Fees increase frequently
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Wise (TransfertWise) Switzerland review
Wise (TransferWise) Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application. Wise also offers a free Debit MasterCard attached to the multi-currency account. The opening of the bank account is fast and easy.
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Account opening
9
Usability
8
Features
6
Credit Card
8
Fees
9
Speed
7
Customer Service
7
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Yapeal review – 3-month Free
Get 3 months free on Yapeal Private when opening an account with the code YAPS311WZ4WL Yapeal is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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YAPS311WZ4WL
Account opening
8
Usability
8
Features
7
Credit Card
8
Plans & Pricing
7
Speed
10
Customer Service
5
PROS:
  • Free bank account
  • Interbank rate with no surchage
  • No fee on payments abroad
CONS:
  • No bank transfers on the free plan
  • Fees on cash withdrawals
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