Neobanks, Mobile Banks, Digital Banks
Swiss Neobanks - The Ultimate Guide
Tests, Reviews, Comparisons, Prices, Referral codes
The Best Neobanks in Switzerland in 2023
LIMITED OFFER: Zak offers you 50 CHF for the launch of their new Visa Debit card [Code NEOBNK]
Bonus: Receive 500 SWQ (about 5 CHF) + 50 CHF Trading Credit with the code YUHNEO when opening your Yuh bank account.
Yuh Bank is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
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Bonus: Receive 10 CHF when opening your Neon account with the code FR4FYL
neon (or neon-free) is a swiss neobank allowing swiss residents to open a mobile bank account and benefit from services offered by the bank from a mobile application.
The account opening is entirely done through the mobile app
★★★★★
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PROS:
- Free account
- Free MasterCard
- eBill
- Twint
CONS:
- Only in CHF
- Fee on SEPA payments
- Only for Swiss residents
Bonus: Receive CHF 50 with the code NEOBNK when opening your Zak account
Zak by Bank Cler is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
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PROS:
- Fast account opening
- Free bank acount
- Free Visa Debit
- Shared spaces
- Invoice scan
- Fast transactions
CONS:
- No Chat support (bot)
- Account in CHF only
- Swiss residents only
Bonus: Receive 25 CHF Free when opening an account with CSX using the code PA7840
CSX by Crédit Suisse is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
It includes a free Debit Mastercard.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
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Receive 30 EUR when opening your N26 account with the code corinnea4648
N26 is a german neobank that allows Swiss residents to open a mobile bank account in EUR and benefit from services offered by the bank.
The mobile bank account is free, as well as the virtual MasterCard. N26 offers very competitive exchange rates, making the neobank an ideal solution for travelling.
★★★★★
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PROS:
- Fast account opening
- Free account
- Free virtual card
- Excellent user interface
- Excellent exchange rates
- Customer service by Chat
CONS:
- Account in EUR only
- Prices increase frequently
Revolut is a neobank based in the UK that allows Swiss residents to open a multi-currency account d’ouvrir un compte mobile multi-devises and benefit from services offered by the bank.
The Standard account is free and suitable for occasional use.
The mobile application is free, as well as the Debit card. Revolut offers very competitive exchange rates and is an ideal solution for travel.
★★★★★
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PROS:
- Fast account opening
- Free multi-currency account
- Excellent user interface
- Excellent exchange rates
CONS:
- Bank transfers up to 5 days
- Average customer service
- Fees increase frequently
Wise (TransferWise) Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application.
Wise also offers a free Debit MasterCard attached to the multi-currency account.
The opening of the bank account is fast and easy.
★★★★★
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Get 3 months free on Yapeal Private when opening an account with the code YAPS311WZ4WL
Yapeal is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application.
The opening of the bank account is fast and easy, with identity verification done within the app.
★★★★★
More details +
PROS:
- Free bank account
- Interbank rate with no surchage
- No fee on payments abroad
CONS:
- No bank transfers on the free plan
- Fees on cash withdrawals
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NEWS about neobanks in Switzerland
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How to open a Free Swiss Bank account, in 15 minutes in 2023
Some large Swiss banks offer free private bank accounts. But the opening process usually ...