Neobanks, Mobile Banks, Digital Banks
Neobanks in Switzerland - The Ultimate Guide
Tests, Reviews, Comparisons, Prices, Promo codes

The Best Neobanks & Mobile Bankings Apps in Switzerland in 2024

Which is the best neobank for travel? Read our Yuh vs Revolut and Neon vs Revolut reviews

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Yuh Promo code: Get 50 CHF Trading Credit + 250 SWQ (about 4 CHF) with the promo code YUHNEO when opening your Yuh bank account. Yuh Bank is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
9
Features
8
Credit Card
9
Plans & Pricing
9
Speed
9
Customer Service
8
PROS:
  • Free account
  • Free MasterCard
  • IBAN in CH
  • Account in CHF and EUR
  • Free SEPA transfers
  • TWINT
  • Created by Created by PostFinance and Swissquote
CONS:
  • Higher stock exchange fees than Flowbank
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Neon Bank Promo code: Receive up to 30 CHF cashback on the trading fees of your first 3 trades when opening your Neon account with the promo code NEONEO neon (or neon-free) is a swiss neobank allowing swiss residentsto open a mobile bank accountand benefit from services offered by the bank from a mobile application. The account opening is entirely done through the mobile app.
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Account opening
8
Usability
9
Features
8
Credit Card
8
Plans & Pricing
9
Speed
9
Customer Service
8
PROS:
  • Free account
  • IBAN CH
  • Free MasterCard
  • eBill
  • Twint
  • Free payments abroad
CONS:
  • Only in CHF
  • Fee on SEPA payments
  • Only for Swiss residents
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Zak Bank Promo code: Get CHF 50 Free with the promo code NEOZAK when opening your Zak account  Zak by Bank Cler is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
7
Features
8
Credit Card
8
Plans & Pricing
8
Speed
10
Customer Service
8
PROS:
  • Fast account opening
  • Free bank acount
  • Free Visa Debit
  • Shared spaces
  • Invoice scan
  • Fast transactions
CONS:
  • No Chat support (bot)
  • Account in CHF only
  • Swiss residents only
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Radicant Promo code: Get 5 CHF Free with the promo code 20b2e4 when opening your Radicant bank account. Radicant Bank is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
8
Features
7
Credit Card
9
Plans & Pricing
7
Speed
9
Customer Service
8
PROS:
  • Free virtual VISA card
  • IBAN in CH
  • Account in CHF
  • TWINT
  • eBill
CONS:
  • No international transfers
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Use the promo code ALPNEO to receive CHF 150 and 12 months Free when opening an Alpian account. A deposit of CHF 500 is needed to benefit from this exclusive offer. Alpian is a private neobank that allows Swiss residents to open a free mobile account and benefit from the services offered by the bank via a mobile application.
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Account opening
8
Usability
9
Features
6
Credit Card
8
Plans & Pricing
6
Speed
9
Customer Service
9
PROS:
  • Free VISA card
  • IBAN in CH
  • Account in CHF, UR, USD and GBP
  • Free SEPA transfers
  • TWINT Prepaid
CONS:
  • Free account from 10,000 CHF investment or 50,000 CHF deposit
  • Mandate fee of 0.75% per year
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Use the promo code PA1289 to receive 25 CHF when opening a CSX Bank account. CSX by Crédit Suisse is a Swiss neobank that allows Swiss residents to open a mobile bank account and benefit from the services offered by the bank using a mobile application. It includes a free Debit Mastercard. The opening of the bank account is fast and easy, with identity verification done within the app.
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Account opening
8
Usability
7.5
Features
8
Credit Card
8
Plans & Pricing
7
Speed
9
Customer Service
7
PROS:
  • Free account
  • Free MasterCard
  • IBAN in CH
  • Belongs to Credit Suisse
CONS:
  • Only in CHF
  • Not competitive overseas
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Revolut is a neobank based in the UK that allows Swiss residents to open a multi-currency account d’ouvrir un compte mobile multi-devises and benefit from services offered by the bank. The Standard account is free and suitable for occasional use. The mobile application is free, as well as the Debit card. Revolut offers very competitive exchange rates and is an ideal solution for travel.
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Account opening
10
Usability
9
Features
7
Credit Card
8
Fees
6
Speed
8
Customer Service
6
PROS:
  • Fast account opening
  • Free multi-currency account
  • Excellent user interface
  • Excellent exchange rates
CONS:
  • Bank transfers up to 5 days
  • Average customer service
  • Fees increase frequently
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Wise Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application. Wise also offers a free Debit MasterCard attached to the multi-currency account. The opening of the bank account is fast and easy.
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Account opening
9
Usability
8
Features
6
Credit Card
8
Fees
9
Speed
7
Customer Service
7
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N26 is a german neobank that allows Swiss residents to open a mobile bank account in EUR and benefit from services offered by the bank. The mobile bank account is free, as well as the virtual MasterCard. N26 offers very competitive exchange rates, making the neobank an ideal solution for travelling.
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Account opening
10
Usability
9
Features
6
Credit Card
5
Plans & Pricing
7
Speed
9
Customer Service
7
PROS:
  • Fast account opening
  • Free account
  • Free virtual card
  • Excellent user interface
  • Excellent exchange rates
  • Customer service by Chat
CONS:
  • Account in EUR only
  • Prices increase frequently
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Yapeal Promo code: Get CHF 30 Free when opening a Yapeal account with the promo code YAPS311WZ4WL Yapeal is a Swiss neobank that allows Swiss residents and foreigners from neighbouring coutries to open a mobile bank account and benefit from the services offered by the bank using a mobile application. The opening of the bank account is fast and easy, with identity verification done within the app.
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YAPS311WZ4WL
Account opening
9
Usability
9
Features
7
Credit Card
8
Plans & Pricing
4
Speed
9
Customer Service
7
PROS:
  • Free Visa card
  • Free payments abroad
CONS:
  • Only in CHF
  • Free account too limited
  • Paid withdrawals
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FlowBank is a Swiss online bank (neobank) that allows you to open a free multi-currency bank account and benefit from trading services. strong> offered by the bank via a mobile application. Account opening is quick and easy, with identity verification performed directly in the mobile app.
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Account opening
7
User experience
7
Features
6
Credit Card
0
Plans & Pricing
8
Speed
10
Customer service
4
PROS:
  • Fast account opening
  • Free account
  • Ergonomic app
  • Customer service
CONS:
  • This is not a private account
  • No CH IBAN
  • No debit card
  • ETF prices more expensive than SwissQuote
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