Wise Switzerland Review (2024)

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Product is rated as #10 in category Swiss Neobanks
7.7
Account opening9
Usability8
Features6
Credit Card8
Fees9
Speed7
Customer Service7

Wise Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application.

Wise also offers a free Debit MasterCard attached to the multi-currency account.

The opening of the bank account is fast and easy.

Description

Multi-currency Borderless account

Wise Switzerland offers a free multi-currency bank account: the Borderless account

This account comes with the following benefits:

  • Multi-currency account (more than 50 currencies)
  • Account managed via a mobile app or desktop
  • Free SEPA transfers
  • Free Debit MasterCard

Free WISE account

Don't have a WISE account yet? Use our link to open your Free WISE account and fee-free transfer of up to 500 GBP. 🙌

Get a Free WISE account ➡️

Wise Switzerland fees

It’s free to create a Wise account and there is no maintenance fee or minimum balance.

Wise Switzerland provides you with bank accounts under your name in several countries. So you can receive money locally, without any surcharge.

You can add money to your Wise account in 19 currencies: AUD, BGN, CAD, CHF, CZK, DKK, EUR, GBP, HRK, HUF, JPY, NOK, NZD, PLN, RON, SEK, SGD, TRY and USD

You can also keep 50 currencies on your multi-currency Borderless account, and convert them at any time.

Wise Switzerland use interbank currency rate and apply their fees in full transparency.

Read our comparison of the the best exchange rates CHF / EUR
Wise AccountPrices
Create an accountFree
Get a UK account with account number and sort codeFree
Obtain a U.S. account with Account and Routing numberFree
Get a European IBANFree
Obtain an Australian account with Account and BSB numberFree
Get a bank account in New ZealandFree
Get a bank account in HungaryFree
Get a bank account in RomaniaFree
Get a bank account in SingaporeFree
Hold 50+ currenciesFree
Send moneyfrom 0.43%
Receive money AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, USD (non-wire)Free
Receive USD with ACH or bank debitFree
Receive a transfer in USD$4.14
Direct Debit in EURFree
Direct Debit in GBPFree
Direct Debit in AUDFree

Wise Switzerland Mastercard Borderless debit card

Unlike CurrencyFair or b-sharpe, Wise Switzerland offers a Debit MasterCard attached to your multi-currency account.

This Debit Mastercard is free and you can use to spend any currency available on your Wise account: USD, EUR, GBP or other currencies, the card will automatically select the currency depending on the country where you are making a purchase.

Wise Debit CardFees
Order a Wise cardCHF 8
Card replacementCHF 4
Spend the currencies in your accountFree
2 free Bancomat withdrawals, up to CHF 200/month
ATM fees over CHF 200/month1.75% + 0.50 / withdrawal
Beyond 2 withdrawals per month1.75% + 0.50 / withdrawal

Why use Wise Switzerland rather than Zak or Neon?

Wise Switzerland use the real-time interbank exchange rate: the one displayed in Google when your search “EUR CHF exchange rate” for example. Wise add a small fee that is displayed in full transparency on their website:

Zak and Neon use an exchange rate that is only updated once a day and on average slightly higher than the actual exchange rate (in order to cover exchange rate differences between 2 days):

Wise Switzerland is usually cheaper than Neon and Zak. You can also compare Wise fees with other banks (UBS, BCV, PostFinance,…) on the Monito website.

Neon Bank

Don't have a Neon Bank account yet? Use our referral code to open your free Neon Bank account!

Use the promo code NEONEO before 31 May 2024 to receive up to 30 CHF cashback on the trading fees of your first 3 trades + your FREE debit card 🙌

Get CHF 30 Free with Neon ➡️
7.7Expert Score
Wise Switzerland review
Wise Switzerland is a neobank that allows Swiss residents to open a free multi-currency account and benefit from the services offered by the bank using a mobile application. Wise also offers a free Debit MasterCard attached to the multi-currency account. The opening of the bank account is fast and easy.
Account opening
9
Usability
8
Features
6
Credit Card
8
Fees
9
Speed
7
Customer Service
7

Additional information

Specification: Wise Switzerland Review (2024)

Account
Currencies CHF, EUR, GBP, Multi-currency, USD
IBAN GB IBAN
Personalised IBAN
Supported devices Android, iPhone, Mac OS, Windows
Push notifications
eBill
TWINT
Standard account Free
Premium account
SEPA transfers (EUR) From 0.43%
CHF transfers in Switzerland From 0.43%
Interest rate 0.00%
Card
Debit Card MasterCard
1st Card CHF 8
Replacement card CHF 4
CHF withdrawals in Switzerland Free up to CHF 200/m. then 1.75% + CHF 0.50
EUR withdrawals in Switzerland Free up to CHF 200/m. then 1.75% + CHF 0.50
EUR withdrawals abroad Free up to CHF 200/m. then 1.75% + CHF 0.50
Cashback
Apple Pay
Google Pay
Trading
Swiss Stocks Trading
ETF Trading
U.S. Stocks & Other Stocks
Crypto-currencies Trading
Customers
Minimum age 18 years
Target Private
Countries Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxemburg, Malta, Netherlands, Norway, Poland, Portugal, Roumania, Singapore, Slovakia, Slovania, Spain, Sweden, Switzerland, United Kingdom, United States

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