Neon Bank interest rate: it changes on July 1st!

Neon Bank currently offers a positive interest rate of 0.40% on assets placed in Spaces. This will increase from July 1st.

How much is the interest rate of Neon Bank

The interest rate of Neon Bank is 0.40% until June 30, 2023 and as revealed by the price list of Neon Bank, this interest rate will increase from July 1st 2023.

Here is what we can read:

Interest on balances from 1 April to 30 June 2023

  • 0.9% on balances up to CHF 25,000
  • 0.65% on balances over CHF 25,000

Neon Bank

Don't have a Neon Bank account yet? Use our referral code to open your free Neon Bank account!

Use the promo code NEONEO before 30 June 2024 to receive up to 30 CHF cashback on the trading fees of your first 3 trades + your FREE debit card πŸ™Œ

Get CHF 30 Free with Neon ➑️

How does the Neon Bank interest rate apply

Interest applies to holdings in Spaces (excluding the Main Account).

There is a monthly limit of CHF 50,000 (cumulative) for outgoing transfers of Spaces. If this limit is exceeded, a 2% fee will be charged at the end of the calendar year on the excess amounts.

Does Neon Bank offer the best interest rate?

Neon Bank currently offers the lowest interest rate among neoNeon will soon increase its interest rates on private accounts. Read our article to learn more >banks, but this could change from 1 July.

Here’s a comparison of interest rates between Swiss neobanks:

Interest rate0.75%0.90%1.00%1.00%
Applies to the full balance❌ Savings❌ Spacesβœ…βœ…
Limitsup to CHF 50,000 CHF then 0,25% up to CHF 500,000. 0% aboveup to CHF 25,000Between 25,000. and 100,000 CHF, EUR and USD interests are reduced to 0.50%.up to CHF 25,000


We will be happy to hear your thoughts

Leave a reply

The Best Neobanks in Switzerland
Compare items
  • Total (0)
Shopping cart